There is a proven percentage of return on number of hits, whether it be mailings or in-person contact.

Got word today that the asset manager had a conference and also a death in the family and has just returned.

It is pretty easy to convince them that loaning to me gives them a much better return.

People are willing to lend the US government money for virtually no return as 0 return is better than a loss in investors eyes right now!

If you have, it will shed some light on when "values" will return.

It's been a long time since I filled out a CA form 520, but I'm pretty sure that it, and every other state form, just take the INCOME line from your Federal return and move it onto the state form.If the AGI on your 1040 has nothing on it to reflect the income, your state form won't either.You say the lot is "maybe" worth more.

That will give you more cash in your pocket, but that's just the 6.5% return on your cash.

Sell both properties (SFHs) and buy a larger investment with a better return?

I personally would not do a deal like that, as my return is reduced dramatically and my cushion is absent.The income vs. value approach you mentioned is not only valid, but the exact reason for the dramatic bubble burst here in CA.

I am not saying we should settle for second best but are we at the point of no return?