Great credit, zero non-mortgage debt, only 2 mortgages. 

If you want an FHA or conventional owner-occupier loan, you'll need more than $10k to cover the minimal 3.5-5% deposit for your next $350k primary.While in theory, 2x Equity Lines Of Credit could be approved, remember that Lenders only give out a percentage of the homes' values, so, you may not have $74k of borrowable equity!

I don't want to track all that.  

I am currently in college and building credit as well as saving money for a down payment.

Also learn how to live below your means and work on building your credit.  

I do not have a mortgage and I have a fairly good credit score.

They will need to become more stable and as easy to use as a credit card, then we will see their use greatly increase.

Buy smaller buildings with your own cash and track record. 2.

With $178k out with a conservative sale price of $190k, I was on track to make a quick $12k.

Does Sewer Lien goes to the owner's credit.