I'd be more concerned she is on the other side of the door and is armed. 

@Nick Britton I’m not all that concerned about the 34 link clicks.

@Christopher Brown Two of the common areas of concern for HELOCs I see out there is the 10 year maturity date and the adjustable rate.

So if the 0% rate thing is ok to sacrifice for a higher LTV then seek out some different options just for comparison.I do want to mention that two of the common areas of concern for HELOCs I see out there is the 10 year maturity date and the adjustable rate.

That means I would be paying the seller of the house plus the investor, which doesn't work cause I just break even paying the seller and monthly cost as it is.Any tips, advice and comments are greatly appreciated.

I remember when I was getting in to real estate I was so concerned about not making the plunge and just being someone that researched but had no action.

As far as concerns for a bubble, the real estate market is always cyclical, and if you research the trends it usually shifts every 5 1/2 years.

At the same time, I am not sure if it was worth it for my wife as it caused a lot of stress on her. 

I am concerned about the risks.Thanks in advance,William Kagan

I think your concerns are worthy.