Basically (and I don't know if Equifax and Transunion offer this) through Experian, you link Experian to your bank account and it automatically searches your history and finds all your not reported accounts that you have linked to your bank account. 

I have bankruptcy on my credit history and that stops me from getting any loans.

If we don't do this we may have a harder time accessing the equity because of work history and it may be more expensive as either a 2nd loan/HELOC or refinanced as an investment property.Would you please share your thoughts?

If so, make sure you look through the rent history (and get their security deposits from the current owner) and get copies of the lease. 

Mainly because I want to make sure you don't make the same mistake I made.A long story made short here (you can read the previous post for more history), as of writing this post IF 2.0 is not anywhere near ready and we have navigated away from the platform entirely.

Im 21 and don’t have a very long credit history to begin with.

If you're buying an existing rental, ask to see the rent and maintenance history. 

Like many periods in history, this appears to be a tenuous time to be overly leveraged due to economic uncertainties in the not-too-distant future.

Why not ask him for a 12-24 month history of those payments before you reject him.

What is your work history?