Crowdfunding through Reg CF isn't that popular in real estate because there is a limit to how much capital a company can raise.

However, after talking with a few people it sounds like we may have to also refi one of the properties (or both) as investment properties if want to still be able to reap the benefits of the low down payment conventional loan we've been using. 1) Is there a limit to how many times you can utilize a conventional loan if we are doing live in flips i.e. considered our primary residence?

You would have to do some testing on this, and also have backup plans for when the PM was not monitoring the radio.You should also talk to an attorney and your insurance company about what kind of language you need in your rental agreement related to having no/limited emergency communications as well as any other things they want you to do for this kind of situation.Hope that helps.Mike

You can do either.If you're just getting into the real estate game, then it's probably a good idea to speak with some lenders first as @Jaron Walling suggested.How far along you get in the process will be somewhat limited if you don't have a deal, but the conversations are still likely to be valuable.Additionally, some HMLs can offer a proof of funds, which can be helpful while making offers.Best,Michael

I know Dodd-Frank limits the financing of residential mortgages, but I don't think this applies to vacant land.

Is losing $300/mo OK, considering limitations of such low downpayment?

To avoid that gains tax, you must have occupied it for 2 of the last 5 years and there are limits to the amount of gain covered, beyond which taxes do accrue...but in this case that is not relevant.Talk with a real estate attorney about rent-to-own, there are limitations in Texas.Andy

I just started to work in a small/medium development company, they´ve used their in-house and very limited financial model for projections and for underwriting.Looking for a few options of full development models that can help us with our current pipeline and future growth.

The 3% conventional loan (HomeReady or HomePossible) have income limits as well as a lower DTI guideline.  

I also have a few personal credit cards with 25k, 15k and 18k limits.