My question is, for those of you that have multiple properties, how have you structured your financing of these properties and has it compromised your ability to get a loan on your future home?

The VA loan rules allow for a 4plex because you can live in the structure as a primary residence, and rent out the other units.

Thanks for all the helpful answers on the forum.I got an off market deal, brought it to my RE partner, he wants to househack and my DTI isn't great right now.We are trying to get  a FHA loan under his name.How can we structure this deal without an LLC, to have equal equity and income/expenses?

Also, for precast panels are you referring to the factory-built walls that have all of the electrical, insulation, and structural members inside already?

Frequently people will post on the forums asking opinions about buying old houses/buildings, what to look out for during inspections and what considerations to make when structuring an offer.

How would I structure this?

Every appraiser I've ever talked to says they do not evaluate furniture, or cleanliness, or things not associated with the structure itself.   

We don't want to create an LLC structure that is going to create more compliance fees than needed. 

There are hurdles to be made before they make any significant returns, an waterfall structures, as well. 

My question is, how would you structure terms if you were one of the 2 people that are working hard?