Keep up the good work and now that you made a profit, buy some cups.

Loans on a 2-4 unit residence are typically subject to Fannie Mae guidelines which require a standard appraisal.

I typically am able to achieve this with no $$ down as I get an as completed appraisal and ensure the property appraises for the $$ I need to buy and fix at 80% financed.About a year ago, I got a great deal on the MLS and was able to buy the property, fix it up and still have roughly $20k of equity in it (at 80% value- DETAILS-bought for $50k, invested $30k, appraised for $125k.

What are typical costs of staging services in your area?

As long as you occupy the $65k house for at least 12 months then you can purchase the new $150k house as an owner occupant and not be required to put down the typical 20%.

The property is typically rented by the week for anywhere from $3000-5000/wk depending upon the season.

Typically you can take a loan out for up to 50% of what is in your 401k.

HELOCS typically have a very fast, aggressive payoff schedule once the draw period is over, and you don't know what position you will be in (health, finances, etc).  

Sounds like a REO and these delays are typical for REOs.

Even with our savings I am sure the answer would be no for a typical mortgage.Possibilities:1.