However it sounds like nobody can send money online in that manner (and I have checked other places too.) so the playing field is back to level :) But it does surprise me in this day and age no title company has siezed on that.

Using city-data/craigslist/padmapper I'm fairly certain a 2bd/1 bath I can rent for around $550.

I was playing with the "app" definition - I call it an optional, one-stop service that helps you accomplish a task faster, cheaper, or more effeciently (for a small monthly fee).

What should I offer my agent that is fair to us both?

Ok,
My wife has a listing thats in a popular Austin, Tx area. Its a one bedroom condo and she is listing it for 70k one just sold for 92k but the recent comps are at 85K it needs paint and carpet and is vacant. Rent...

I do have some time during the day when I won't be playing poker and I won't be going to shows!

I have considered consulting an attorney to find out how I can possibly play hardball if they attempt to foreclose.

The tax bill and the insurance would have to be changed to name the company so the lender can find out fairly easily the property was transfer.

I also suggest you keep your money situation to yourself until you know who you are dealing with, you need to play poor as a church mouse, IMO.

I like simplicity and fairness......good luck