I would like to shop around as I feel much of the commercial contractors have a higher estimate.  

It seems like it will have a water park, shopping, restaurants and bars (all good things) but they are also renting houses.

Is it best to go with a brokerage firm or shop around with any local smaller banks for better rates for a multifamily loan 4-5 million?

You certainly need one that gives you such insight.My dad had barber shops he rents to and he had to check with brokers when vacancies occur.

The Jeep gets less than 1,000 miles a year on it and we keep it in inside storage all year, driving it when we go to Anchorage shopping etc. 

Imagine for a minute if the home shop had the same trend, where now a workspace is supposed to be part of the rest of the house.

Go to old tractor shops and buy used tractor rims.  

But, if I was you I would absolutely shop around to your local credit unions and smaller banks.

Hard to say exactly Leslie If you look below you will see it was smart shopping that helped. the faucets cost not much more than regular because I sought out clearance and odd lot dealers, goose neck faucet 129 water fall faucet 39 from amazonrainfall shower head 39 from amazonI spent 900 for both laundry center functionality wiring and plumbing and retrofitting the preexisting closet to function as a portal for the laundry center plus 400 a piece for each stack washer dryer from scratch and dent supply house.the most money over builder grade was the under cabinet lighting which was relatively cheap about 20.00and perhaps the fancier vanity lighting and living room and kitchen lighting purchased from odd lots 10 bucks a piece retail value 60-100 a piecelaminate over carpet was actually a bit of a savings.so overall maybe 1500 over normal renovating costs for both units.I purchased oops paint so I saved there.worked side by side with the contractor hands on in the dirtto save money and learn at the same time.and countless hours working on the design elements.on one unit I repurposed a track light and hung it as a vanity light it looked awesome and cost me $5.00I bought a round mirror from ikea for 14.00 so no extra money thereput a glass shelf underneath total cost for bathroom remodel not including vanity $ 27.00

From the perspective north of the 49th, where 3 - 5yr mortgage terms are the norm, having a mortgage come due in 3-years is really no big deal.If you are paying all your bills and running the business well, then 8-12 months out from the end of term, start shopping your mortgage around to both your existing and other lenders.If you prevent them with a well run, low risk operation to underwrite, you should have no problem placing a mortgage and will likely have lenders vying for the business.