Make sure you double check with any credit reporting agency, to stay on the right side of the law.

It's always important to screen anyone you are doing business with. 

Quote from @Andrew Pierce: I'm looking to get my first property and ran into the strategy of using shared equity down payment assistance programs.

Jack - delighted to connect if you need a great direct lender relationship on the Fix/Flip and DSCR side.

I’d love to get some outside perspectives on how others would underwrite this kind of deal in today’s market.Here’s the high-level overview:3BR / 2BA single-family home with private poolFully renovated and furnishedSTR licensed and professionally managedGross income ~$50K/year (AirDNA projection aligns)90%+ occupancy YTDLocated 10 minutes from the beach, close to downtownAsking $314,900 (below 2024 appraisal)Expenses are pretty typical — utilities, pool service, cleaning, and optional PM (or self-manage).

Aside from doing the hard, tedious work to develop your own booking site and funnel of guests, there's not much you can do. 

I’m always down to swap ideas or talk deal structure — let’s definitely stay in touch.You’re clearly bringing value to the table already.

I use it to help with down payments along with my rental income. 

I started out with house-hacking before it was even a term, LOL.

As an accountant it is not your job to make everyone happy and you are not likely to get paid any extra for dealing with emotional drama.