It seems the repayment of principal should be added to the annual returns as well as appreciation.

I would like to add a couple of payments yearly to principal if cash flowing well. 

I would like to add a couple of payments yearly to principal if cash flowing well.

This is be an appreciation and principal pay down approach vs cash flowOr maybe a multiplex in southwestern Ontario where you can get cash flow and principal pay down.. but its crucial to have a reliable property manager being overseasIf your in town, on top of what I stated above you can buy a freehold and divided the home into 2 or three units where you should be able to generate cash flow

I may be totally ignorant regarding how income is claimed....but in all cases of companies I've been a principal, unless it's a publicly traded enterprise, all income flows back to the individual...at which point, whether an LLC, S, C or sole P, the only impact to that income after hitting the adjusted gross income line are expenses, deductions and credits. 

Interest only payments mean your cashflow is higher since you're not paying down the principal.

There are some strong options out there for owner-occupied properties, that may have less transactional fees than an SBA loan.Consult your attorney on the LLC question - from a lending perspective, if both entities are guaranteeing the loan, and they're owned by the same principals, they should offer the same or very similar terms as if it was owned by one LLC.It's unfortunately difficult to give you a refinance estimate without knowing anything about the real estate or the business.

Once my partner pays off their portion, my two options appear to be staying the course and paying off the property more quickly due to my partner knocking out a big chunk or principal or doing a re-fi for my portion of the loan to a 30 year loan and increase my cash flow.Interest rates have also dropped a lot since we bought back in February, the current rates I've been quoted on a 30 are about .1% higher than what we currently have on our 15.

That's a double digit return plus your getting debt principal. #2 you can sell and take the $145k and dump it on another property that can be yielding more than $9600 a year which would be pretty easy to do..

That includes principal and interest.Most of the units are small studio apartments that would rent for $950/month.