Anyway, I had my unit appraised and they came back at 459k.

The seller bought the house back in 2006 with only his name on the mortgage and deed.

As for government backed financing I do it after the loan is finalized but keep in mind it’s a violation of the loan and they could call it back.

In fact, plan on buying your next duplex within a year of this one because you're going to refi and get your cash back out of your first one so you can use the same cash on your second one. 

If it's less urgent, I will respond back later in the day and let them know their issue is "on my list" and I will get to it in an appropriate time. 

I grew up here & after living many places throughout the country I recently moved back.

I do not know why when my sister, father and I show no interest in living or moving back to our hometown.

This has led me to business school where I plan on taking a 1 year Masters in Finance which will only set me back 10k with a potential starting salary of 60k.

In full transparency, he can be a pain to work with and I haven't sent anyone to him in a few years because I don't know anyone buying in Atlanta right now.

Cut back and save some $.