:) Our low cost of living is probably a factor in our population growth, which has been 22 percent over the past 5 years.

If you see an FSBO wouldn't you negotiate your offer down, knowing the the commission is going to be low.

Please see my reply to your other post on how to find this information on BiggerPockets.To answer your question, most places have cap rates that are to low.

Figure on the low end, especially the first time.To pull that off, with a 65% loan, you'll be able to borrow about $102K.

Having low income tenants is 10 times more fun than having employees.

I currently have an HSA and it keeps my premium very low.

He does not want to sell on the low end as is.

If the price they are quoting is enough below that market value, you could possibly do well, but check everything out first and don't be afraid to make a low offer.

What's worse is that many all too many people now believe that the real estate bust was the result of an unbridled free market run amok when in fact it was the result of the inherent moral hazard of simultaneously encouraging the "ownership society" through a Federal Reserve policy of artificially low interest rates and government bailouts, quasi-government corporations backing loans, and other tinkering to prop up an otherwise slumping market.

How do you find properties at a low enough cost to make the numbers work?