Buyers can also access a matrix to determine a break-even point in which it makes sense to pay the points -- it depends a lot on how long the borrower plans to hold onto the property and how much the interest rate decreases.

There are a few different ways that you can access forms to take a look at and get familiar with them. 

Some more detail and my thought process:1) I could sign a long-term parking lease/agreement (10-years or so) for the 6 spaces so that the potential buyer would have confidence that he would have access to parking.2) I could devise a parking easement (compensated by a higher purchase price) for 6 spaces, but I'm hesitant about the implications down the line should I want to sell the lot/land or redevelop it in some way. 3) I'd rather not deed out a portion of the parking lot as part of the purchase agreement for the buildingAm I being unreasonable or can anyone suggest another solution?

Be sure to dot the "i's" and cross the "t's".

@Ivette Bravo Since your a fellow Realtor you have access to MLS and can run rent comps for the neighborhood your considering.

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bank of West (BNP Paribas) 60% LTV ELOCs BB&T will loan on a rental portfolioBBVA Compass Bellwether NH and MA 85% to 100%, draw 10 yrsBoeing employee credit union California: Cal Coast Credit Union and Fremont BankCitizens Bank -Minnesota, only in-state.

PITII also have access to a HELOC on this property...available $70,000. 

But since there is a limit to how much money the bank has access to....their rate will be higher...and usually a shorter term.

If at least 20% you may want to refi to FNMA to free up your VA benefits.You could also consider HELOC to be able to access any equity you have, but would recommend you only use for emergencies.

Just curious, if someone tried electronic loks with chngable codes - online system access management?