However, one thing we all have in common is that we all started somewhere, all of us had our first deal and at one point none of us had a track record.

Basically one thing all 3 said in common is that I need a new drainage system put in (a drain tile system and a sump pump).

Again a very common occurrence.

In other words, in most areas, appreciation isn't a viable way to earn positive yields (in terms of real dollars).In my opinion, the idea of real estate appreciating (again, in most areas and in real dollars) is a common misconception.

Is this type of application process common in Florida HOA's?

Both units are 1 bedroom apartments, with walkable attack, basement, private deck, private off street parking and a common yard approximately 1 acre.

A common newbie mistakes is to allocate way too much time & mental energy on entities & other distractions.

It's definitely worth cultivating good relations with the other folks around the area.

Its common practice for many to purchase with FHA or VA (if eligible of course) terms, simply because they are more favorable in small or no down payment situations and gradually build enough equity to one day refinance out of the government backed loan into a conventional.

Pretty common for homes in this area of that vintage.