You continue with this process for a couple of reasons: 1. they owe rent, 2. you have no idea if they will actual LEAVE at the end of the month without the help of local law enforcement to "encourage" them to do so and 3. even if you never see a penny of this months rent (which is quite likely) you may get a warm feeling in some body part that at least there is an eviction on their credit history.Gail

I have spoken to the Village already and since we are more than a mile from the nearest body of water (lake) we are not required to have flood insurance.

Just kinda run a case study on your investments and mention "yeah, we paid our hard money guy X% and X fees"It allows you to show off your track record and judge the body language/reaction of your sibling. 

The only way around this is to go below the LTV thresholds or to start a fund that signs on the debt, but in the fund case, the lenders will still require at least one "warm body" (i.e., a person) to sign individually.

Her old landlord physically collected a check or cash each month which I did not want to do so I made her switch to Cozy and this was the first month.  

This is hardly a search (in this case it will likely take a physical trip to the courthouse which is about to happen), but I am curious why there's a difference:Here's a snapshot from the auction.com title report:and here is the legal notice in the local newspaper:I see there's a lien from 2007 for $16,270.  

Making an Escrow Account as a sub account of your bank, will keep you from spending that money and is a way of physically keeping those funds from being spent.

All that means is you aren't going to be doing any of the physical work yourself (which you shouldn't be doing anyway...but that's a whole other topic)....and, before you say, "What if I'm holding?

I will be getting rid of my lease if possible thanks to every bodies advice.

Your sister is a leach and needs to be physically removed from the property by family to help your mom.