Many down payment assistance programs end up being more expensive than taking a slightly higher rate with a lender credit.  

I would generally say no if you don't have a property unless you're looking for peace of mind knowing that you've set your financial life properly. 

Hope to catch up next time!

I assume the drawbacks are legal fees to set it up and ensure it's managed without incuring penalties. 

You could either house hack a 2-4 unit property or buy a SFH with the plan to rent it out about a year later.After using the VA loan, you could use the 5% down conventional loan or FHA to finance your next house hacks.I think the most important thing to keep in mind when you're getting started is that doing > waiting/planning/analyzing.

Where exactly are you trying to look up? 

Majority of my Condo clients will sell to move up, very few hold.   

You’d need a real estate attorney who understands both seller financing and Islamic finance to set this up properly.The best first step?

You can set up structure as you go, it doesn't have to be all set up before you start.

Thanks for the heads up.