I do understand the numbers behind using debt though, so it is going to take discipline if I really want to make a choice to stick to a debt-free investing plan.  

Just ask our last time share presenter. 3hrs later I had a free cruise package (upgraded the package at my choice/cost to a nicer room), $25 gas card, two nights in a Marriott, $100 restaurant gift card, and two tickets the comedy club. 

@Buck Dabill - To add on to Cory's comment,I don't think a DSCR lender is the best choice in this scenario, unless you were to raise rents.

Excellent choice!

Either product would be a good and inexpensive choice that would save you the time and headache setting up a site yourself.

Even so, not sure I'd invite folks to visit me "at my current rehab".A matter of personal choice, really.I do have one problem with rehabs and fix-and-flips: if I want to get paid again, I need to do another one.That's why I usually preach "invest for income".My $0.02 ...

@Ryan MacDonald Good job!!

The best way to keep a project on schedule is to only pay for completed work.Yes, that's tougher to do in this environment when GCs have their choice of jobs, especially one you haven't worked with before. 

I'm guessing the underlying issue you are addressing is consumer choices?  

@Ryan Keenan a conventional loan (the loans governed by Fannie/Freddie) you will need reserves starting with the 2nd property you own.