They are consistently rated #1 and #2 by Consumer Reports via about 200,000 questionnaires filled out by homeowners who subscribe to Consumer Reports.They are also the most expensive insurance carriers….but like I said, you get what you pay for.Hope this helps,Ken

If you don't have a condition report then I would be inclined to return the entire SD. 

I have a 2-unit rental property and my tenants in one unit reported a clogged toilet.

I've been approved for substantially bigger loans, with less reported income & was shocked. 

Here is a link to the Bigger Pockets Calculator Report: https://www.biggerpockets.com/...What drew me to this is the fact that 1.

Turns out there is a lack of any tradesman in this area (plumbers, electricians, handymen and etc), resulting in lots of time spent trying to resolve issues when tenants report them. 

It’s a stretch to even call the buildings habitable but his agent told him all the inspection report items were no big deal and he believed him.  

Most of the media reports are that heating costs will significantly increase this year, so I am hoping to introduce a solution to help address these increases.

View report*This link comes directly from our calculators, based on information input by the member who posted.I am curious to see what you guys think.

And as you just learned, even if the insurance company doesn't pay out a penny, if you report an "incident or event" to them, they will frequently view it the same way they view a claim.