You should be networking with various types of lenders to see what their programs and terms are and run the  numbers for various scenarios.         

if I were to take my property and delist it from Booking.com I think my calendar would fill back up with Airbnb and VRBO bookings.

And I guess if everyone else does it  its SOP..

Can you please give some details about the current owners and their motivation for selling?

Work provides me with purpose and satisfaction.

They probably don't have any good referrals - other than the contractors that overcharged them, did poor work and never came back to finish the work.Recommend you invest some time contributing and networking here and in the market where you bought.

I'm here in Davenport and happy to help you with anything I can.I don't think you're going to find a plethora of people jumping at sending you contractor recommendations.

Another great option is a live in fix and flip, force equity and then turn it into a rental property.

I decided to just let it go and move on for now.

I’d love to get some outside perspectives on how others would underwrite this kind of deal in today’s market.Here’s the high-level overview:3BR / 2BA single-family home with private poolFully renovated and furnishedSTR licensed and professionally managedGross income ~$50K/year (AirDNA projection aligns)90%+ occupancy YTDLocated 10 minutes from the beach, close to downtownAsking $314,900 (below 2024 appraisal)Expenses are pretty typical — utilities, pool service, cleaning, and optional PM (or self-manage).