If this is simply you not wanting to accept partial payments and the rent is current, stop accepting it - and send a Lease Violation/Notice of Quit for Non-Payment of Rent - and force the full rent to be paid per the lease or start eviction.  

Question: assuming an ideal brrrr that has all investment extracted at the refinance, why would you choose a low cost market over a high cost market?

A property manager’s expertise in handling maintenance issues, dealing with tenant concerns, ensuring legal compliance, and keeping vacancy rates low can make a huge difference in the financial performance and sustainability of a property.

I currently reside in Ohio where I buy SFR rentals and do a couple flips a year.

I am currently working on starting a youtube channel that will teach what I have learned in becoming a builder, along with following some of my builds start to finish.  

Quote from @Carlyn Chism:I agree with Chris on a lender that might be a scam or make you may so much money interest because of the low credit score that you make $1.00 on the flip or no money.  

An emergency fund needs to be liquid, and immediately available to you in addition to being low risk and protecting principle. 

However, what I don't know is how long have you been in your home (how much equity do you have in the home) and what is your current interest rate.  

What is your current rate and what are you being quoted?

Safe to say that many punters who invested in low cap rate syndication deals, especially during the peak of the hype, are getting schlonged right now.