Since my wife is 65, can we now treat the MSA like an IRA and start taking withdrawals penalty-free?

Make a solid game plan as to what you want to do but taking into consideration what you're currently comfortable doing.  

Which means the lender doing the 20% down payment will have a second, with no equity, and a borrower with no skin in the game (which means a giant risk for them).

At BP, not only can you network with other real estate investors, you can learn from the informative forums posted daily on the site, find properties that are for sale, and take free courses.

Congratulations, you have found one of the most valuable free resources on the internet for real estate investors new and old.

If you would like to chat more in-depth about your goals, and try to come up with a strategy that will work for you, feel free to PM me.  

We are partners and we all have skin in the game.

Feel free to call me if you care to discuss.  

Account Closed have you gone and pulled your free annual credit report?

Feel free to message me.