Most of that time I have worked for large nationwide lenders through Consumer Direct channels. 

Regardless of the channels you decide to use, have a strategy in mind so you don’t waste time or money.Do I have Reserve Capital?

You can print this one on your computer, no need for the “official” printed forms.W-9 asks them to enter their name, address, and tax ID – which can be a SSN, ITIN (for people who are not permanent residents) or EIN (business tax ID).

Official notification to cure or quit will place your tenant in a defensive position and force the situation into the light of day. 

They did offer it is about a 3 week turnaround but that works into my time frame as the house won't be officially empty for another 2 weeks. 

@Mindy Jensen Does Bigger Pockets do any official or unofficial events in Denver area?

We will write a proper agreement spelling out all expectations and obligations, and use an attorney to make the arrangement proper and official including a buy-sell agreement, etc.We can likely buy and rehab our first property with our combined cash and without need for an initial loan, although we may want to get a loan after the rehab to get the cash back out, BRRRR style, and/or for subsequent properties.

I noticed it was your first post on this thread, so I would like to officially welcome you to BP!

@Roger Mejia the first thing I'd recommend you do is get copies of your credit report from the different agencies.I believe you can do this once a year and because there are so many credit related spam sites out there, I always recommend people start with an official government website on ftc.gov and then branch off from there.You'd want to do this to see exactly what you're dealing with, to see if there's any inaccuracies in the report you can challenge, etc.Other than that, you'd have to do some research and make a plan on which items to address first.The easier thing to do would be to talk to a good mortgage person who can tell you which items on your credit report are most affecting your score, and then s/he can tell you which ones would get the most "bang for your buck" in terms of affecting your score if you clean them up somehow.It may be that you have to wait a year for things to "roll off" in terms of recency, and thus affect your credit less.

Hi Aleksandra,I can't tell you how much you should expect to spend to make $100K because there's so much variation in the rate of return of various marketing channels and a lot depends on your area, demographic, median market price, etc.