RE expense is not really given much weight.  

., etc.If you put 10% of your GROSS (not net after taxes and insurance) into an emergency fund...and keep a reserve for a certain amount of months in a liquid form (i.e. money market funds/CD's/Municipal Bonds/etc) in case of separation from work and layoffs, and put the rest into a diversified no-load quality mutual fund, then you will also be funding for the future including retirement.

Hello Folks,First of all I want to thank the community & BP to bring together so many great resources for light-weight investors like myself.

I know this is a loaded question, but where do I start in considering if this is a direction I should go with my business?  

Bp is loaded with members that can assist in either.

The details of the credit report are more important to me and solid Landlord references carry even more weight.

I did get a licensed HVAC guy to calculate and tell me what size ducts etc ( he got paid by meeting me at the supply warehouse where I paid him , he then went in and bought it , and I loaded the materials - I don't know and I don't care how much he made , it was a good deal for me ) .

I like the lease by Brandon and Heather Turner, so I'm thinking of loading it and having it reviewed for my area.

It's an industrial lot and from what I can see there might be a loading dock back there.

The idea takes advantage of two principals; first is that instead of paying, say $200 extra a month on your mortgage, you front load a bunch of those payments via a HELOC, say 10k.