Most importantly you need to convey confidence and assurance you are a player and not just wasting their time.

It has been my experience that even when things change (they will change in due diligence because sellers always "forget" some expense or another) that if the bank sees that you are going into the deal with eyes wide open that they are more likely to do the loan (all things being equal) because you give them confidence that you know what you are talking about.

I have to make sure it cash flows and be at an area where I have some level of confidence that the value will increase relatively soon.

@Dave Foster I'll run that by them.

I just finished "Set for Life" by Scott Trench and have more confidence that I don't need a ton of money upfront but it helps. 

I've went back to the same lender and their answers changing depending on who you talk to or how confident you are with your investment properties.

@Dave Foster thanks Dave great info.

If you are feeling nervous it might be best for you to wait until you are confident enough to pull the trigger on a deal.

If not, are you pretty confident about those rent numbers?

Feeling better about this and passing on the confidence to my wife :)