But I’m here to share the unfiltered truth.Wholesaling outperforms fix-and-flip in almost every way—especially if you’re just getting started.In this blog, I’ll break down the real pros and cons of both strategies, share actual numbers, and explain how we built a business that produced seven figures—without ever swinging a hammer.Why Real Estate Is Still the Best Path to WealthThere’s a reason real estate creates more millionaires than any other asset class:> Leverage> Cash flow> Appreciation>Tax advantages> ControlBut most importantly, real estate gives you multiple ways to generate income—you just have to pick the right one for your current stage. 

This is an asset based program with an aggressive underwriting approach for loan amounts under $500,000. 

Purchase price: $600,000 Cash invested: $50,000 fix and flip What made you interested in investing in this type of deal?

Knowing this, I’ll often take the older building with (properly) updated mechanicals that's been properly maintained over the newer build.

The plan is:Close with a hard money loan—interest-only, 6–12 months.Then refinance into a DSCR loan once we season it or get a new appraisal up to $75K, allowing us to ideally cash-out or at least refinance the full amount.Here’s our challenge:We want to put as little money down as possible—ideally 0%—or structure it creatively with gap funding, seller-held second, or any other method that makes sense.Our Questions:✅ Has anyone pulled off a hard money loan with 0% or minimal down on a deal like this?

You will want to be careful on this, as if the PM owns the photos, they aren't legally yours to use. 

Feel free to reach out to one and set up a consultation call.

This gives you exposure to multiple agents and multiple properties.Hope this helps.

Would love to connect and chat more about this when you have time.

Not sure if I should go with that route or continue to rent a couple roomsOne way to look at it is to compare the rents you’d get to a normal long term tenant on the open market with what this sorority will end up paying you to see if the juice is worth the squeeze or not.If the premium above market makes sense in your situation then you could proceed with the sorority just make sure you have a ironclad lease agreement drawn up with some potential out clauses in case the tenant doesn’t turn out how you had envisioned it within the confines of the local laws of course.