Quote from @Camilo Lozano: Hello Everyone,My name is Camilo Lozano, I am based out of Indianapolis, IN.

Hi BP -I'm an investor in Rochester NY, and use a local credit union (ESL) for my banking / Stessa for my landlord accounting.

It took me 7 years to quit my executive W2 role, but I was also incredibly lucky to start buying rentals in 2009 and Milwaukee RE was cheap back then.

For the past 15+ years in my career as real estate accounting, I never had to send a 1099 to the owner.

My recommendation would be to do some flips and BRRRR properties so you can build up down payments over time.

Can I create this LLC under my spouse?

Quote from @Marija Petrovic: My partner and I hold property 50/50.

The property has been advertised by my property manager since December, and hasn't received any applications.

My job is to put difficult choices like that in front of my client. 

My goal is to eventually syndicate, but I’m also open to Joint Ventures (JVs) as I get more involved.I’d be happy to chat with anyone and talk about my skill set and what I bring to the table.