The downside is they will only go 50% LTV so you would have to have a lot of skin in property. 

However, you can make money managing properties without any skin in the game.

has anyone ever raised their skin in the game for a deal? 

How much skin in the game is the borrower providing?

This is common here in OR, there are a lot of unmotivated sellers for the rental and commercial properties.Regarding having skin in the game.

It does take money to make money, but there are many other ways to skin a cat.

I know this is where the "skin in the game" phrase comes from, just wondering what combination of private/personal/extra financing folks are using.

I'm not thin skinned and appreciate a spirited debate, and your apology, and I too apolgize if I've said anything that offended you, as that's never my intent, I know you're an intelligent man.

I believe it was already mentioned but the increased lending restrictions by banks really weed out the bad investors because they are requiring much more skin in the game.

And, the lender would likely want to know why the A ins. co. is not paying the full loss leading to your deal.We recently had a comment about the DOS clause not being at all common in Texas, where you can't do a CFD, consult with an attorney and see how insurance is addressed locally in an installment transaction.Use the Sub-2 when it is appopriate, it's not always the best way to skin the cat.