I have to assume is totally valid.To minimize my losses, I'm thinking to do the following and I'll greatly appreciate your feedback if it is feasible/possible:Unless I'm mistaken, there is a 10 day redemption period in Florida for the homeowner to pay the $13,00 and cancel the HOA foreclosure. 

Take advantage of the opportunity to leverage your income to buy properties using your job income and personal credit.Carry high amounts of insurance coverage to protect your minimal assets until they grow enough to need an LLC for asset protection.Delay the "good things in life" to buy assets (properties and ROTH IRA investments) that will provide streams of income for years to come.

(I've even picked up the tab both times, which was pretty minimal).

An experienced estate planner or accountant maybe able to help minimize those tax liabilities.

And mine had really minimal fees to set it up.

Do half and half and track it.I've sent out mostly hand written postcards and have had very minimal response rate.

Consider using trusts to minimize your fees with your custodian and gain speed in your transactions.

It's niche, but low vacancy, steady income and minimal maintenance.The strategy looks something like this: BUY for $35-50/sq, RENT for 0.45-0.65 cents per square per month for wrhs space, $0.85-1.10 per square for office.

From the forums I believe that investors generally balance equity compared to their career minimizing the debt in later years.

If there's none, nobody cares or its all been removed to minimize maintenance costs.