DTI currently 37.5% including Rent(23% without rent), Truck, Motorcycle (plan to get rid of both and buy 2 older vehicles) and Existing Student Loan and Monthly minimum on 2 credit cards.I've been developing a plan A, B and C in accordance with what form of funding I can get when the time comes.

We used them for years - even though my wife has developed dozens of wordpress sites. 

There's lots of activity around and development and it seems like a good time to get in to me but I'm not as experienced in the area. 

There are so many different factors that can affect the tax liability of the property, (especially as you develop a portfolio) and it's very easy to claim it as a loss if you have a good CPA.

I’m taking a RE appraisal job in Houston and looking to develop a small MF (two to six family) property.

Put in the time to develop relationships with hard money lenders and private lenders who can serve as your failsafe for closing on a property if your end buyer does not perform. 

Are there specific programs to use or have you developed alternative forms that do the job with simplicity yet effectively capture the details?

This property was being marketed as a development deal of an entire city block.

I had planned on developing the land at some point, but an apartment complex nearby contacted me to see if I'd be interested in selling.

I had planned on developing the land at some point, but an apartment complex nearby contacted me to see if I'd be interested in selling.