House-hacking is a solid strategy and it's my favorite strategy for getting into the game.

What are your favorite tools and calculators you use to analyze deals?

Or give a gift for the hassle for the tenants? 

And a gift from a seller is not allowed either, unless it's a family member where you can do a gift of equity.  

You'll still be near your favorite haunts, and you'll be an owner and a landlord.Getting back to costs for a second: as I understand it, Fannie and Freddie now require a 15% down payment on an owner-occupied duplex.

Such a plan would allow a donor to make a gift that will keep on giving, rather than just as a short-term rescue.Side note: We have real estate developers on our board, so I plan to pick their brains a little.

Multifamily is my favorite type of long term hold.

What I do know about myself is that I’m a fast learner and math used to be my favorite subject in school.

RQI isn't a favorite of mine either, and I don't own any shares of it, nor do I like it's current valuation. 

It's all about the gift that keeps given in my eyes.