And a cost of entry could be just a couple grand and there are low and no money down options but you still need a bit of capital and you can find info on that in the book in the store.

In my opinion, the private flood options rate maps are more accurate at assessing the “true risk” and associating a premium with it.That being said if your property is in an X-flood zone (those not required by lenders to have flood insurance) then the government policy (which is subsidized) is a no-brainer you get great coverage at a low cost. 

If you look at BP Forums you will see some variety of how to buy multi family with low or no money down. 

@John ClarkPurchase: 530kDown: 5% (conventional)Seller credit: 7.5kClosing: 10KRehab: 70k (Cash, no improvement loan)Rough 70k breakdown (high level / bigger ticket items): 25K Labor 10K Landscaping 10K Appliances 3K Staircases spiral 3K Paint 3K Counter tops 2K Gutters 2K Vinyl floor 2K Porch/fence/stepsRemaining 10k include materials from Home Depot/ Menards / Lowes... lots of receipts on my end.

That helped us get through the rough part of the renovation.Community banks and credit unions may do this, though the loan balance is quite low. 

I will also take the investment and occupier tax benefits as his low and fixed income won't need much tax breaks.Finding the right duplex that makes sense from both and ROI and location sense (not on "multifamily row" for example) will be challenging but I'm trying to see if this makes sense for me financially. 

If you COC return is above 10% buying today and having the market scream down tomorrow will likely break you out even as the low wouldn't be achieved for a few years most likely and unless you're buying garbage or a true collapse occurs you aren't likely to lose more than 30-40% so the cash-flow alone will likely off-set the oppertunity cost lost in buying it at the bottom.

I have to researching hard money and private loans but am hesitant I would get approved for anything due to my steady income being low.

He also tries to minimize waste when building and keeps building time low by using templated floor plans and each home is equipped to be 100% solar power reliant.

I hope to keep driving costs low in either case:This might be naive on my part, but if I invest remotely, I'm hoping to get my feet wet with a turn-key property with a property manager.