This is definitely a nuanced question as:       -Dodd Frank is broad, huge, and bloated and as such+Helps regulate in a positive way in many cases+Helps regulate in a negative and stiffling way in many cases+Uses way too many colors to paint a very confusing picture, which must be hung on the wall both of the small lender, as well as the largest of instutions.Repealing it will both harm and help.  

@Alex Sanchez,"Red tape" is rather a dated expression, going back to when things requiring further inspection, repairs, etc. literally were flagged with "red tape" - think of crime scene tape colored red.

If they've been there longer than that I will generally do 1 coat (no color change).

Also had an inspector pass it with flying colors.  

I dont know the laws in NY, but here in  San Diego,CA, we have a act called the Mills, its tax advantage on older classic home that qualify, you cant change the inside all you want but not the outside, so in Point Loma this area here there is a few so i bought a home with a partner not long ago it was a old classic home, asking price was  $1,185,000 which we taught was high the house was ugly inside i mean ugly i wish i have pictures still and most people saw the historical designation and were turn off thinking they couldn't do anything but know i studied my Real estate california books so i dig into and took a risk and waited, for about 3 months the property was reduced to $1,050,000 or so, after multiple counter offers and lots of talking we got the property at $890,000. we put all this beautiful classic stuff into it about $350,000, so we were into it for $1,240,000 which people taught we were crazy but the house was perfect we were allowed to paint the exterior, its original 1901 color, and fix the yard and make a car port but not a garage, so after almost 7 months, we put it on the market and in about 35 days a buyer came and we got $1,800,000 which were very happy with. so yes there is possibilities 

Its a very blue color mentality here.

You should offer different colors!

He mentions the 3 and 5 year statue of limitations not the 10 year where color of title may not be an issue.

But who can help me pick the color of the exterior painting?

Just because you’re taught the black and white way of lead generation doesn’t mean you can make it colorful.