There are personal tax considerations, the structure of the investment (sole ownership or ownership with a partner), personal comfortability with risk, the loan products you have access to, personal income, personal debt to income ratios, property income, state of ownership (different states have different rules on transfer tax), and even the future strategy you are planning on taking with your investments etc.

Allocate some of the settlement sheet total cost to land since you can't depreciate land (a topic for another day).

I am a high w2 earner and my lenders have been using my current rental income to offset my debt which has kept my DTI low, so I don't anticipate having any future issues with obtaining lending for at least up to the first 10 properties I buy. 

Since I'm self-employed, I've decided to obtain commercial debt for an upcoming rental condo purchase (long term hold). 

You to make a deal her for at least enough to cover the mtg, hoa debts, taxes and closing costs.

Hello all,Reaching out to see if anybody has any hacks for getting credit card debt paid down/off, sooner/cheaper.The debt was planned/strategic to get me into my first houshack (and has worked).I have a plan to pay it off fairly expeditiously.The current plan is to use the debt avalanche method.I am thinking that some sort of personal loan could help reduce the interest rate on the debt and provided there are no prepayment penalties on it it will allow me to get the debt paid off quicker with less interest costs.Does anybody have any suggestions as to how one would go about getting the best rate and terms for a personal loan such as the one I mentioned above?

LOAN AMOUNT: $531000HOUSE PRICE: $590KInterest Rate Quoted: 3.5% (Credit Score 792, Debt/Income Ratio: 38%)Please chime in I would really love the help.

In many loan programs you are allowed to count it as income, to help offset your debt-to-income ratio.

One dramatic example last year:  Our operating partner acquired a Louisville mobile home park for $7.1 million, half cash and half debt.

Does anyone have anything they have used as a template for this type of situation that acknowledges the debt is due to damages and accepts responsibility and is legal in Ohio?