I want something upwards of 10%ROI when I am being very conservative using my numbers/cushions.How do you feel, multi or single family for a first investment rental?

Buy a conservative start home in Colorado Springs with low down payment.

I totally understand being financially conservative but this seems to be wealth-adverse.

(maybe - need to see more of the home) I ran real comps with an agent last night and a conservative ARV is actually $198k so there is a little more room here than I originally thought. 

My gut is telling me to step back and stick with conservative numbers.

Vacancy - I'm conservative, but I like to assume at least 1 month out of the year I'll be vacant (8.33%), which would be a $250/mo expense.Insurance - For a $265K house, I'd expect the annual insurance premium to be higher than $1092.

The numbers that they target for their deals are very conservative, which I believe it's safe to assume, that is will make deals harder to find.

I'm estimating the cash flow to be $530 per door conservatively. 

Being a distressed seller during a downturn is not where you want to be 9.Be more conservative underwriting – multifamily properties are priced based off their current financial performance only.

Going very conservatively I like to think it's rather around 65k.