@Pyrrha Rivers  Yes, the main things in Credit Scoring is-Length of Credit History of Accounts-Have 3 Major Credit Cards Reporting with No Late Payments --Revolving Balances below 30% of Limits-1 Installment Account-No Collections, Judgements, Public Records(Bankruptcy/Foreclosure) or Late PaymentsThese are very good guidelines...And if you want to get a boost of your scores and have a Family member that has a Seasoned Credit Card(Opened CC Account for over 3 years) that will report Authorized Users- they can add you as an Authorized User and you can have that credit history on that card added to your report...Hope that helps!

Of course now that it's bow season and I am finished with my last project and waiting on funding, I go home grab the bow and head out back to my tree stand.

If you are buying for your own portfolio with your own funds which does not require a license, is there a seasoning period before you can then sell for a profit or is your only option to work with the borrower until the loan is paid off?

I've talked to a couple about buying notes as I wanted to sell properties via seller carryback and then sell the paper after a short seasoning period.

Work-out loan, reperform, season and discount note.3.

If I can ask you both a question as well as any other seasoned pros here on BP, what do you look for in a property that qualifies as an ideal investment for you?

I followed the instructions in the letter GMAC sent me and tried to login to my account, no dice, I called Ocwen, was told by recording that we have a high call volume call back later....hmm that's weird.So I go to the regular company website which basically says, they specialize in servicing "at risk" loans, ok well than is not us, we both have about 790 fico scores, a very successful business and have never been late on anything in our lives.So I try call again, now I get guy in India, he cannot find any account by our name or account number and I can barely understand what he is saying.

It is my intention to JV with another, more seasoned investor for a couple/few deals.

I always just called them dividers and then the guy from the Window company corrected me, but it was over the phone so I just rolled the dice on the spelling.

Dennis Nemitz, Although I'm not a seasoned investor, I have my reservations about Preston and his software.I purchased his software at a monthly $100 cost and used it for the first time last fall to research and ultimately purchase two properties based in his softwares comp numbers and data.It cost me dearly.