I'm not going to lie, this looks a lot like you saw a chance and stretched more than was wise.

Math doesn’t lie.

Put everything in writing and assume everyone is lying (good tenants don't get evicted, right?). 

Numbers don’t lie, run your numbers on getting a HELOC set up vs refinancing, the payments or your mortgage before and after, and the interest payments of your HELOC.

Hello - I am in a situation where I have a new tenant and this is their first official month they are paying me rent and they have already told me a bunch of lies regarding why they wont be paying in time.

I would be lying if I said I didn’t do some pushups when I received the appraisal tho 🤣

Now they have a document which is considered evidence that it isn't their fault and they are protected, even if they are lying since they will likely be lost in a wave of tens of thousands of people in the same situation once our governor stops extending moratoriums.

Square footage in listing was all lies.

Fauci red handed lying to the world?

If nothing else, it was a lie by omission on his part as well as his previous landlord.