I am banging my head about that.

In theory I could carry this forward a few times with a few car buys.  

hey biggerpocketers, my question is this ifi have a pre-approval for 150k and I'm in an area that typically isn't multi-family could i in theory use my pre-approval to grab more than one property?

The theory behind the 10/1 ARM is that for as long as I've owned homes, I've never gone more than 10 years between refinancing (owning now for over 25 years).So we extracted the cash and were in no rush to invest instantly to offset the amount we'd owe with our mortgage AND the HELOC.If you have a mortgage, a HELOC and a mortgage on a rental property and you don't have the property occupied, then you're in really bad shape (IMHO).So what's why we refinanced over the HELOC.  

That's usually based around the theory that this way you can screen the tenants, gets rents to where they make sense for your deal, etc...We're closing on a triplex and everyone is on month to month leases.

In theory you could rate/term refinance it into your name to help her out. 

I look forward to continuing to learn from the BiggerPockets community as I navigate my real estate investing journey.I’ve had some success on the eastern shore of Maryland, though even that market has started to frankly become expensive, there are still pockets of potential growth both rent & appreciation, thoigh it’s becoming harder to find, also there is a massive rental shortage out there, a county I just put a property contract on, literally has 3 properties for rent right now, but it does make rental comps quite difficult, outside of that I’ve started looking a little more into western Md and some southern pa markets but still trying to get a feel for them, overall I think in this market places that are affordableish and have some draw will do well with the continued wfh + affordability crisis but keep in mind while I think the eastern shore is actually fairly safe market for the most part a lot of rural areas definitely have boom bust potential and in theory more risk than dc metro, though the low price points do by definition tend to mitigate some of those risks. 

In theory, if your taxes, mortgage, insurance equals $750, then it evens out and has no impact on DTI's.

Every day you should answer a few questions and write down several new ones.The general theory is that you need to drive costs out of your life and/or add new revenue.

I think in theory this is a good idea, but realistically it would be very hard to execute.