sw ColoradoInvestments I have in the Fresno/Visalia, CA area, in lower middle class neighborhoods rent for that.600 Square foot 1/1 in South Santa Ana, CA rent for 800.

Moving into the lower rent apartment unit model by buying a 33 unit Townhome complex.

We are looking for lower income properties, that could be either nice rentals or section 8, single family homes.

I buy for a lower price than market value?

Lowering rent rates due to supply4.

The so-called "risk-free" rate for T-Bills is much lower than the "risky" rates for stocks, bonds, real estate, and many other types of assets.Personally speaking, if you're looking at a one year term then you should go with something that is lower risk.

I’m willing to bet that most readers wish that the profit potential was higher, and the risk management and time horizon were lower.

.$1050 per month income X 12 months = $12,600 annual Gross Rental IncomeGRM=$40,000/$12,600=3.2If $52,000 is the contract priceGRM=$52,000/$12,600=4.1 (sorry not 4.2)GRM is based on your local market and is determined by comps (comparable sales in the same area).Again a 4.1 GRM is extremely strong and will most likely be lower than your area's comps.

and what happens if what she says is too high, or I'd like to see if I could maybe go lower.

The sellers agent already factored the commission into the price of the home.If you don't like the price of the home, and offer lower then the asking price...you are affecting:- what the seller wants to net- and what the real estate agent wants to makeYour agent (buyers agent) will split the commission with the seller's agent - that is why many listing agents (seller agent) like it when you as a buyer want to purchase a home and you don't have an agent with you.