But I found it easier at the point after the property goes to foreclosure auction where the controlling party is determined, i.e. the foreclosing bank.

If they dont pay the debt it goes to auction. 

Do not expect the same level of service we get until you have done multiple loans.This is items that our mortgage broker has done for us in addition to getting us the loan: volunteered to be the escrow so that we could enter escrow on a weekend, had a contact do preliminary title searches for auction properties at no cost to us, providing us free access to a comp service that provides a property value as well as the comps used in determining that value, provided us contracts for purchases without an RE agents, and providing us free access to a skip tracing like function.  

If you mean tax liens, you often don't get the property, if you mean tax deeds that is fine but very few quality properties go to auction.

I am in Pinellas/Pasco (Florida) looking at these counties and surrounding area to make foreclosure purchases (my first).I am curious as what additional expenses I would owe once I win a property in auction. 

I am auctioning off the 30+ guns and 50+ ammo cases full of ammunition, along with other gear.

auction.com live auction April 2009 in Chicago How did you finance this deal?

Investment Info:

Single-family residence buy & hold investment in Chicago.

Purchase price: $52,500

Cash invested: $75,000

SFR In Chicago

However, the bank said there would be no problem refinancing, if i wanted to buy a property that requires a cash purchase such as foreclosure auction or quick close. 

You will find some great agents to learn from, and may even find a mentor.Connect with all the wholesalers in townGo to the auctions.