Don't have all the details obviously but I think you should pull the trigger and not stress too much on the closing costs, if you listen to a lot of the podcasts/stories of experienced and successful investors, the advice is almost 100% uniformly to just "jump right in" and get over the hump on the first property, the learning lessons and the push to get you out of the paralysis analysis phase seems to always be well worth it, way more than potentially leaving a few pennies on the table

That's where the true value of a CPA comes in.Two services I strongly recommend people penny up for are tax and legal services.

@Anthony Britto We see a fair amount of BRRRR lending inquiries come into our office in places like New Haven and Hartford (and their immediate surroundings) so I'd say its definitely still possible especially if you're not dead set on pulling every penny back out on the refi. 

Did it involve hot lead, a torch and soldering copper?

But, before doing that, to make sure nobody involved sells me the Brooklyn Bridge (I heard it needs a coat of paint, which I am not willing to do), I want to research the probate records to get an idea of who owns what from court records.When I googled Pima county probate records search, the first result is https://www.jp.pima.gov/CaseSe... .

This is likely to carry some significant costs (ripping all the copper out, buying new + labor.

Don't be penny wise and pound foolish.That said, I'd be more worried about them legislating away your ability to STR.  

There's no reason to sugar coat this... but I think it's a really bad idea for you to get a license.1.

If I were in your shoes, i'd buckle down and scrap together every penny to pay off those student loans as fast as possible. 

That said, you can incur penalties when the day comes that you need that invested money to satisfy some unexpected expense.It’s ok to have some money set aside for emergencies; not every penny needs to be working.