hello everyone from BP.i am about to fill out my mortgage application for a multi family rental property. credit is tier 1 my co applicant's credit is tier 1. between the both of us we have 25% or more for a down payment. my co app has a good steady job and job history. here is my worry. after being at my last job as a waiter in a restaurant for 10 months, they got into some issues and closed down. i spent a month just working side gigs until i found something. im now at a new job in the same industry with better pay but have only been here for 2 months. im thinking that the bank (wells fargo) will not consider my income. if thats the case we wont be able to secure financing with only using my co applicants income. any suggestions ?

Unless your exclusively focused in the "A" suburb neighborhoods outside (west of 275 and north of 696)  that mostly are populated with high paying jobs that the auto industry supplies the city..

@Logan Williamson I use a letter known in the industry as the "horsey letter"  I am averaging over a 10% response rate.  

Some love the sport, some are interested in creating a nest egg for their family and others want to build wealth that can last for generations.Who do you aspire to be like are there industry leaders that you are following is there a guru that you want to be like or do you have a mentor that has given you a blueprint.  

Sue you do not mention what asset class ( SFR, retail, multifamily, office, industrial, hotel, self storage,etc.) 

I am not only looking for people to learn from but am also willing to provide any personal knowledge and expertise to the BP community as I have relevant commercial real estate industry experience (legal).  

Her background in social work has easily crossed over into the Real Estate Industry.

It is located in a realitively small town with diversified industry and very gradual decrease in population.

I've work for several companies within the industry, both independent and corporate, and I am yet to find a down to earth approach and work that matters or fullfills you as an individual. 

Is this typical in the mortgage industry?