That being said the obligatory caveat of me not being a legal professional and this not being sound legal advice from a reliable source needs to be typed.

Congrats, the whole deal sounds awesome!

I can replace all linens and household items via amazon and save on PM fees.

If not try to get an injunction to stop construction from a judge, up your flood insurance, there are a few different ways to deal with the situation or the blow back in this case.To me is sounds like the builder made a error in his engineering plans, and he knows it.

All I want is something to effectively replace Quicken, which is on it's deathbed.

Your parents have the means to pay (albeit for a little while), so pay they must before Medicaid will.You can complain all you want about "moochers" and make yourself sound like an indignant jerk or you can recognize that this is partially how we fund these programs. 

It sounds like you're already working to put yourself in a better financial position, so even if they don't think they can lend to you now, they would likely be able to share criteria and a timeline for when that would be possible. 

I am looking for a reasonably priced window installer in Philadelphia to replace most of the windows in a 3 story row home in Philadelphia. 

@Eric Bellefontaine in your scenario, no, it doesnt sound like it would add significant value.

Some people would sleep very soundly at night and be their happiest to pay off their mortgage.