Of late I'm always telling the people I work with, in this current market you need to be in sniper mode. 

You need to be a hardened PM and landlord to survive in this type of market.

Between a sale and a potential refinance it could put you in a better 'build now' mode with your investments while you settle your tenant/STR issue with the other part of the duplex. 

We are also financial free and do not depend on employer to survive.  

They didn’t pay for November and called me in crisis mode saying husband is injured and couldn’t work, they had to get a new health insurance plan, car repairs, all stacked up.

As a passive investment the lake short term model is also difficult due to a lack of qualified laborers.

You have to use your own judgement on whether we will have bad times and when, and how much of a downturn can you survive when you are leveraged.I always remind myself what I read in one of Kiyosaki's books, poor people work for money, rich people have money work for them.

I can survive thanks to my other a couple more properties.

.- Handyman skills: I survived off youtube before I could afford professionals- All books, blogs, ect. basically have the same information these days.

What mode of communication do you use for your tenants?