On the surface, the answer appears to be simple...BUT one will caution that in order to make a true determination, it requires a lot of actual research on a local market/neighborhood and the answer is actually much more in-depth...so take this with a grain of salt..lolClass A- Newer Growth Areas (new construction, rebuilding of infrastructure, core fundamentals reflect strong growth, low unemployment, pro-active government, home prices increasing, vacancy rates decreasing, demand slightly higher than supply, School Districts usually have a 5+ rating, etc.)Class B - Older yet Stable Areas (Little new construction, no major fluctuation in growth or reduction of population, little to no change in employment opportunities or unemployment rates, infrastructure is old yet functional and not being updated, supply and demand are fairly equalized, rental vs home ownership relatively equal, home prices stabilized, School Districts usually have a 3-5 rating, low to moderate crime rates, etc.) 

Editor’s Note: The following rankings are based on responses to NREI’s 21st annual Top Lenders Survey and reflect total dollars financed or arranged in commercial real estate during the 2011 calendar year.This list has been amended to include firms that missed the original deadline. 1.

My theory is that the wild swings are the baby boomers in a panic mode over their impending retirement and the wild swings in economic decisions they have made are being reflected in their political decisions as well.

Well.... in some cases we add their rental history up to the past 3 years to reflect as an open active REV tradeline that continues to report as long as you are not late, if you move the subscriber will continue to report with the new landlord....

The shares, for gift tax purposes, will be discounted 30% to reflect the fact that they are minority shares and not marketable.- We enter into a contract with MIL to buy the additional shares needed at the discounted value on a 25 year note.- We then split the big corporation into two smaller c-corps in January of 2013, after the gift shares have been transferred.Does anyone see any holes in my plan?

We were able to refi into a conventional loan this summer (goodbye, ugly PMI), and our appraisal reflected a $70k increase in value to our home. 

I want the projections to reflect the bottom of the market almost.  

I'll be selling inherited apartments soon, around 30 units. the rents were well below market and this has been reflected in the commercial appraisal price. should be value to the potential buyer we'll be meeting with. what strategy would others use when entering into negotiations in this type of situation?

I live in Colorado where cannabis is legal.

With that said, Everything from Will is hearsay at best and may not reflect the intentions of the old lady.