My definition of retirement is having enough income to pay all my bills/expenses without clocking into a W-2.The rentals require management, which I do myself, and if I want to experience more—say travel the world, or buy a nice car or a giant clawfoot tub for my wife—I have to find more cash to fit those things in the retirement budget.As for an account that pays for occasional repairs, if you can find it, there are companies who will give you HELOC Sweep accounts on as many as three properties combined.

I suggest looking for a combination of collects application, credit check and collects rent and has reports.

The combination lit a fire within me, pushing me to learn more about real estate, while adopting the mindset of an investor. 

A combination of a proper value analysis, targeted marketing and utilizing my buyer connections that can expect thorough and transparent information.

City of Oakland combined with San Francisco is well over the entire housing spend in Nebraska. 

If I combine that with a multifamily with rental income + forced appreciation that could work.

Why not combine primary residence and BRRR?

MIXED USE PROPERTIESYou may purchase a mixed-use property with an FHA loan that is essentially a combination of residential and retail or commercial space.

Never a combination of the two, at least not for the same vehicle.8.

I agree with the folks here that cities in the midwest offer the best bang for the buck at the moment and different cities offer varying combinations of appreciation and cashflow.