Also, consider house hacking or partnering on a small deal to get your feet wet with minimal risk.If you ever want to chat creative financing options, I’m happy to share what’s working right now.

In addition you could have a run on the bank.. stick to selling the props and making money and not taking the risk on tenants.. 

Hello, my recommendation would be to consult a legal advisor to look over the contract and see what is clear and what is unclear so you are 100% prepared on how to handle negotiations with them.

You have to also establish a filter system on how you want to invest.

Any advice, referrals, experience on where to look for this particular type of loan?

You defintley need representation, especially on a deal this size. 

A few are a few tipsGet super clear on your seller avatar.

Sounds like you’ve got hands-on experience that’ll add a ton of value here! 

The plan is:Close with a hard money loan—interest-only, 6–12 months.Then refinance into a DSCR loan once we season it or get a new appraisal up to $75K, allowing us to ideally cash-out or at least refinance the full amount.Here’s our challenge:We want to put as little money down as possible—ideally 0%—or structure it creatively with gap funding, seller-held second, or any other method that makes sense.Our Questions:✅ Has anyone pulled off a hard money loan with 0% or minimal down on a deal like this?

In most cases that is easier to do on a Multifamily 2-4 unit home because you can get more cash based on more doors.My advice is buy a home that you can afford to buy, renovate and after you are done and have increased the ARV, then refinance pull out some cash and buy another home using the same BRRRR method.