The first deed is unrecorded.Also, if you can prove (recording checks, intake sheet, copy of all submitted docs/instruments) that the deed is in queue with the recorder and you are simply waiting for it to be indexed and returned, and you have a title commitment in hand, this should be a non-issue. 

We have filed for eviction based on non-payment.

@Eric Johnson I’ve had banks that are willing to do 75% even on jumbo non-conforming loans since we would be over the limit but the hang up for them is the credit and same with a couple portfolio lenders - the DSCR is good ( around 1.2) and cap rate is about 6% but the credit score is the hang up.

My suggestion would be to sell it and capture the non taxable profit. 

Sure, you can pass the cost along, but my non-HOA property will profit more - all things being equaLAll these nickel and dimes add up ....

Most of the space is open concept with a few non load bearing walls.I’m seeking some design ideas on how to get the space to a place where we can rent it as a short term rental, but also possibly convert it back to office space if we need to in a year or 2.Does anyone have experience in designing this sort or space or the conversion of retail/office to residential.

Conventional: 4.25 - 4.75% for 70% LTVPrivate (non qm): 6.25% - 6.75% for 70% LTV

@Philip MullinaxHey Phillip,Is the eviction due to non-payment or a lease violation?

If your goal is to pursue a non-real estate related career and just buy a few properties for some extra income/investments then you'd probably be fine by reading a couple BiggerPockets books and listening to the podcast.

If you will you debt to acquire the real estate, it must be non-recourse financing.