They might, but chances are you'll see a different tone come over them.  

I don't like lease options much because the buyers rarely make good on the deal, at least in my experience, so I feel like them having more skin in the game and buying on owner finance works better, at least for me.  

In short, you come up with a good down payment to show the bank you have 'skin in the game', the bank determines if the deal is something you will make money on and pay them. 

However, most lenders are going to want skin in the game.

I understand that they want you to have  "skin in the game" but it seems that not too many people have had success with finding a house that meets their criteria. 

This means you're going to need to pay super close attention to how much you can boost that rent and make sure it doesn't violate the law by being higher than the ceiling percentage those rent control laws outline.

Probably get more response if you post in the note investing forum, but you're going to need to provide a lot more information to get any help.   

These are business to business transactions, you are assumed to be a business not a consumer, so you aren't assumed to "need" the extra protections from predation. 

You are also going to need a heck of a deal on a property.

I had a goal to get my 10 fannie/freedie loans and then I realized that with 300 dollars per property (2 months of work to buy a turnkey rental) you are going to need 20-40 of these to replace your income.