I need to find another vehicle to invest the monthly cash flow.

Gallinelli determined these numbers given the information in these categories.My initial investment was $323,472 (expressed as a negative).Cash Flow Year 1 = 25,619Cash Flow Year 2 = 29,686Cash Flow Year 3 = 33,876Cash Flow Year 4 = 38,191Cash Flow Year 5 = 42,636Where am I going down the wrong trail?

After the PMI drops, I'd cash flow only 140 per month (again after all expenditures).I know I can't bet on appreciation, but am I wrong in thinking it could be a good idea to hang onto this place for a bit?

You could try to get your unit rented or get another unit that has a positive cash flow that you desire. 

Just some made up numbers for an example:Original mortgage payment: $1000 monthHELOC payment: $500monthTotal:$1500Now rental #1 cash flow $400 positive per monthRental #2 cash flow $400 positive per month=$800 - $500 = $300 more in your pocket per month than before.

Having that would help in eliminating areas that don't cash flow.  

It Just isn't going to cash flow as well as  other areas. 

I got a standard loan at 5.625%Purchase: 131.4k20% down: 26.6 (24k from 401k)Inspections/ Closing costs: 4,050Rent: 2125 total (1275 up, 850 down)Mortgage: 613Ins&Taxes: 424401k Repayment: 131Utilities avg: 310 (based on 18 month bills)Maintenance: $138 (estimate, will save as capex if not spent)Cash / month after expense : $511Assuming 10% vacancy and some clean up, I’m estimating $5100 a year in cash flow.

They key to their success is people just like you who give a quick glance and just go with the flow.. where as looking back it might seem odd that you'd get such a casual email for such a big change...

Also, what's the recommendation for cash flow percentages?